Headland National Bank is located at 40 Main Street, on
the square in Headland, Alabama.
The 431 Branch is located at
18057 U.S. Highway 431 South in
Headland, Alabama.
Hours
Main
Branch
Monday........................................
8:30-4:00
Tuesday.......................................
8:30-4:00
Wednesday..................................
8:30-Noon
Thursday......................................
8:30-4:00
Drive-In Open..............................
8:30-5:30
Friday...........................................
8:30-5:30
431
Branch
Monday........................................
8:30-4:00
Tuesday.......................................
8:30-Noon
Wednesday..................................
8:30-4:00
Thursday......................................
8:30-4:00
Drive-In Open..............................
8:30-6:00
Friday...........................................
8:30-6:00
History
In 1933, times were hard in Headland, Alabama, just like
everywhere else. The First National Bank of Headland, operated by
the Espy family, and the Farmers and Merchants Bank, operated by the
Solomon family, were among the institutions affected by the "Banking
Holiday", (several days banks were allowed to close to reorganize
due to the depression) declared by President Roosevelt. The two
banks came up with the idea of a merger. On August 16, 1933, The
Headland National Bank was born. The second president of the bank,
Major W. Espy, came to the job in 1934 at age 26 by virtue of the
death of his father. He was the youngest bank president in the state
at the time and served in the position for 45 years. He became
president of the Alabama Bankers Association in 1948. The bank is
still operated today with the same name and charter and is presided
over by a member of one of the founding families - Mark C. Espy,
Sr., son of Major W. Espy. From total resources of $191,563.56 in
October of 1933, the bank began a growth that continues to this day.
When first organized, the bank was housed in the building that
would later become the Village Inn Restaurant and the Headland
Jewelry Company. It remained there until 1948. In 1948 the bank
expanded its facilities, moving into a new building next to the old
location. Through the 1960s and 1970s seven additions were made to
the existing building. In 1980 the bank was completely renovated and
9,000 square feet of working space was added to the bank. The
limestone facing of the new building was in keeping with the
traditional architecture of the facility.
Community Involvement
As a community bank, our first responsibility is to the people
who live and work right here in the Headland area. After all, that’s
what being a community bank is about. So, when you select us as your
bank, you get more than just highly competitive rates, innovative
products and personal service. You also have the satisfaction of
knowing that your money and ours is reinvested locally. Together,
we’re building businesses and schools, financing homes, and helping
pay for college. As a team, we’re making this an even better place
to work and live.
Our involvement in the community doesn’t end at the close of the
workday. Our employees volunteer with local schools and civic
groups, and we make financial contributions to everything from
little league teams to non-profit community groups and school
organizations. Headland National Bank and its employees also support
and are actively involved in area churches and church activities. We
take great pride in our hometown and are glad to be a part of what
makes Headland such a great place to call home.
